Will My Oklahoma Car Insurance Increase After DUI
Reader’s Question:
I received a ticket because of a broken taillight and I was also charged with DUI in Oklahoma. The vehicle I am using is under my mom’s name and also the auto insurance. My question is, will she have higher car insurance because of my DUI?
Carlton
Oklahoma City, OK
Your ticket for the broken taillight won’t probably have an effect on your mom’s auto insurance rates. However, your DUI charge in Oklahoma City, Oklahoma would be taken as a major offense and would possibly have an effect on your mom’s insurance premiums because you’re a rated driver on it. The driving record of any licensed motorist on an auto insurance policy or in a household could have an effect on the insurance rates as well as the insurance provider’s decision to insure the vehicle. Certain offenses could cause an insurance company to turn the policy holder down for coverage or pay high-risk insurance rates.
An individual with a bad driving record would be more of a risk for an insurance provider than an individual with a clean driving record and therefore their premiums are generally higher. A DUI of one driver could have an effect on the whole insurance policy. But if your mom’s premiums become higher because of your DUI, she might want to shop for car insurance to check if she could find a better rate so tell her to get a quote here.
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