Reader’s Question:

My wife has been charged with DUI here in Oklahoma and part of my concern is, of course, her auto insurance rates. Does that mean that it will go up once she gets convicted? What are the best options that we have now?

Clark

Norman, OK

I have to be honest with you that if your wife will be convicted for her DUI charge in Oklahoma, her insurance company will not give her a big refund. We have to face the fact that insurance companies are private companies and they are here to make money. Reality is they don’t care about you. Insurance companies are there to take your money for years but when you try to make a claim, they will try to avoid paying you.

Unless they decide to cancel you altogether, expect that your insurance company will raise their rates substantially if your wife receives a DUI conviction. It might also be more difficult to obtain automobile insurance after a DUI conviction.

This may sound somewhat odd, but if you can get along without an automobile, then do so. After all, you would save a lot of money. But if you think that this option will not work for you, shopping around would definitely help you in getting the lowest rates possible that you can get. You can start by searching different insurance companies through the internet. They are a lot of advertised insurance companies that offer free no-obligation consultation and price quote.