Auto Insurance Liability Limits Oklahoma

Reader’s Question:

Can you please explain to me once again the importance of the sets of numbers I see on my auto insurance policy in Lawton Oklahoma OK?

Vanessa

Lawton Oklahoma OK

No problem, Vanessa, I can explain as often as you want. The numbers you see are the liability limits usually written this way – 20/40/10. It represents the amount in thousand dollars you can claim against your insurer in Tulsa Oklahoma OK when you are involved in a vehicular accident that was due to your wrongdoing. The first number – 20 for $20,000 – is the limit for bodily injury per person. It can pay for the hospitalization, medical bills, therapies and other items related to the recovery from injury resulting from the crash. The second number – 40 for $40,000 – is the limit for bodily injury expense per accident. So you should pray that the vehicle you will be crashing into will only have two passengers, otherwise you’d have to find the cash to pay them elsewhere. Or if they are more than two, you should pray that their total medical expenses will be less than $40,000. The third number – 10 for $10,000 – is the limit of the money you can claim from your insurer to repair the damages you have caused. It can be another car, somebody’s bike, a fence, any property that was damaged because of you.

I only used this set of numbers as an example for easy illustration. You can definitely have higher liability limits in Tulsa Oklahoma OK. You can try getting them from his page by shopping online, which is easily done by entering your zip code on the space provided.

Don’t hesitate to contact me again, Vanessa, if this is still unclear, or there is another matter you’d like to clarify.