Reader’s Question:

My cousin doesn’t have an auto insurance and he was involved in an accident here in Broken Arrow, Oklahoma that is caused by drunk driving but it wasn’t completely his fault. Will the other party at fault’s auto insurance pay for the repairs to my cousin’s car?

Marcus

Broken Arrow, OK

Yes, the other “party at fault” during the drunk driving accident there in Broken Arrow, Oklahoma would have to pay for the repairs of your cousin’s car assuming that unlike your cousin, the “party at fault” is carrying at least basic liability coverage, his/her auto insurance will pay for the damage incurred by their client. But if the fault for the drunk driving accident is shared, for example 50/50, then the other driver’s auto insurance would cover his/her portion of the damage, but would only cover your cousin’s portion if the other driver is also carrying uninsured motorist insurance.

But uninsured motorist insurance is not mandatory in all of the states, and your cousin should not count on it. Whatever the insurance situation of the other driver is, not carrying auto insurance is against the law, so your cousin would be wise to buy it. Penalties for not having auto insurance usually involve license and/or registration suspension or revocation and substantial fine. You may advise your cousin to get an online rate quote now from this website for great auto insurance.

Tags: auto insurance, drunk driving insurance, DUI